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Dick holds himself out as the managing partner of E-Investments Group, a partnership, even though Dick has no actual connection to the firm. Dick obtains a personal loan based on this misrepresentation. Dick’s default on the loan will result in

a. Dick being held solely liable for the amount.
b. E-Investments being held solely liable for the amount.
c. Dick and E-Investments being held jointly liable for the amount.
d. none of the above.